Can the tax office withdraw money from a Sberbank card? Does the tax office have the right to withdraw money from the card? Does the tax office withdraw money from the card?

20.10.2021 Thrombosis

In most cases, it is possible to reach a peaceful resolution by agreeing on a payment schedule for the debt that caused the blockage. Can the tax office withdraw money from a Sberbank card? Sberbank of Russia is the first unofficial site. Loans, car loans, mortgages, deposits, reviews. We invite all employees and clients. Register and chat. Welcome! Yesterday, a friend called me in tears and said that her SberBank credit card had -11,000 rubles. She received the card on Monday (27) and on August 31 they were withdrawn, she herself did not have time to use it. So do they have the right to withdraw money from a credit card without warning, without a trial? Thanks for the answer! Do bailiffs have the right to withdraw money from bank card(credit, salary), use the deposit Seizure of a deposit in a bank is also within the scope of powers of the bailiff under the writ of execution.

Does the tax service have the right to withdraw money from the card for a fine?

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  • Tax law
  • Good afternoon An amount of 10,000 rubles was withdrawn from my husband’s current account; as it turned out later, the amount was withdrawn by the Federal Tax Service for non-payment in 2013 transport tax. Tell me, is this legal? There were no notifications or court decisions.


    tax evasion Collapse Victoria Dymova Support employee Pravoved.ru Try looking here:

  • Does the bailiff have the right to withdraw funds from the seized account?
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Fines, taxes

Attention: First of all, you need to contact your financial institution directly to receive a statement of your account. A Sberbank employee will provide you with an extract indicating the number of the enforcement proceedings, address federal service bailiffs and the name of the bailiff who made the write-off.


At your request, the bailiff is obliged to print out a copy of the enforcement proceedings for you to collect Money. The bailiffs withdrew money from the card without warning
  • Civil law
  • Debt collection
  • Good afternoon Please tell me, does the tax service have the right to withdraw money from a social card without the knowledge of the owner (pensioner)? My mother, a pensioner, had 4,200 rubles withdrawn from the social card on which her pension comes (which is almost half of the entire pension, 8,700 rubles).

Do bailiffs have the right to withdraw money from a bank card?

The bank said the name of the bailiff who made the withdrawal. The bailiff over the phone said that he had complied with the tax order, but he did not know why exactly the money was withdrawn.
Bailiffs wrote off money from a Sberbank card for a traffic police fine. Important How does the bailiff enforce the decision? If the bailiffs decided to pay off the existing debt by writing off finances from the debtor’s accounts, then the writ of execution is sent to credit institution. Naturally, this happens if the bank has not only the accounts of the defaulter, but also funds on them.

Attention

If there are several open accounts of the debtor at the bank, collection will be carried out from all of them, in the amount specified in the writ of execution. After this forced debit, the cardholder learns that money has been withdrawn from him.


What to do? First of all, find out who the debt collector is.

Withdrawing money from a card for debts

However, this does not relieve the offender from liability. If the car owner has not fulfilled his obligations on his own, then the bailiffs have the right to collect a fine by force, and the first step in enforcement proceedings is checking the debtor’s bank accounts and writing off funds. Peculiarities of withdrawing money from a Sberbank card for debts Withdrawing money from a Sberbank card can occur in the following cases :

  1. Debt on bank loans (without collateral and property collateral).
  2. Failure to pay a fine (for example, for drinking alcohol in a public place).
  3. Debts to utility services for housing and communal services.
  4. Accumulation of arrears in alimony payments.
  5. Customs duties (for example, for registering an imported car).

But don’t panic if the fine is 100 or 500 rubles.

Error 404

In this case, withdrawing money from the card is unlikely. When bailiffs seize part of the debtor’s wages, it should be remembered that maximum size is 50% of the monthly amount. Bailiffs do not have the right to withhold more than half of the salary. Does the tax service have the right to withdraw money from the card for a fine? But at the same time, the service is guided by the principles of enforcement proceedings and should not engage in groundless withdrawal of money. It is important to note that bailiffs actively cooperate with Sberbank.
This means that, if necessary, they can obtain all the information about the funds in the debtor’s account, which automatically eliminates the concealment of money. Seized accounts or a blocked card prevents malicious evaders from accessing it.

Can bailiffs withdraw money from a bank card?

The duties of bailiffs include monitoring and initiating enforcement proceedings. The tax office withdrew money from the card. You can use any remote services that allow you to quickly find out whether you have fines.

If so, for what, terms and amounts of payment. This will allow you to avoid proceedings by bailiffs and debiting funds from your card account. In addition, you will have time to appeal the decisions in court.

Rights and responsibilities of bailiffs So, let's return to the question of whether bailiffs can withdraw money from a Sberbank card. Do bailiffs have the right to withdraw all the money from a salary card? The obligation to pay traffic police fines applies to all motorists, regardless of any circumstances.

IN Lately Cases have become more frequent when traffic police fines are written off from Sberbank cards on the initiative of bailiffs.
A decision on collection made after the expiration of the specified period is considered invalid and cannot be executed. In this case, the tax authority may apply to the court with a claim to recover from the taxpayer (tax agent) - an organization or individual entrepreneur - the amount of tax due for payment.

The application may be filed with the court within six months after the expiration of the deadline for fulfilling the requirement to pay the tax. A deadline for filing an application missed for a valid reason may be reinstated by the court.

Thus, an indisputable recovery is possible, but you need to look at the timing of sending decisions and demands of the tax authority, because it is here that you can see the tax office missing certain deadlines and subsequently deem the actions of the Federal Tax Service illegal Personal consultation The point is that we did not receive any demands or other no other documents from anyone.

Bailiffs wrote off money from a Sberbank card without notification? Are their actions legal? The law states that every citizen has the right to work and to receive adequate wages. And if previously money was handed out to employees in the accounting department, modern payments are made by transferring money to a plastic card from Sberbank or another financial institution. The salary is stored in the personal account until the card owner withdraws money through an ATM using the PIN code. But sometimes situations arise when the money on the card is withdrawn, and the owner does not even know where his hard-earned funds went? And if it turns out that the money was withdrawn by bailiffs, is it time to start an independent investigation and find out why the amount of money disappeared from the savings book? Let's look into this issue.

Do bailiffs have the right to withdraw money from a bank card?

After sending a message about the completion of enforcement proceedings, subsequent debiting of funds from a bank card or account is considered illegal.


Video Are banks required to transmit information about the debtor's account? When debiting funds from a client’s card or account, credit institutions are guided by the principle that each person must be responsible for their actions.


When borrowing money, a person must understand that if enforcement proceedings begin, the loan money may also be written off.


Bailiffs work closely with tax authorities and interact with banks.

Withdrawing money from a card for debts

I am an individual entrepreneur and was unable to pay tax for the 4th quarter of 2012.
I recently found out that the tax office is withdrawing money from my bank account without my knowledge. Do they have the right to do this? question number No. 2299306 read 5068 times Urgent legal consultation 8 800 505-91-11 free

The bailiffs withdrew money from the card without warning

The amount of funds that can be debited from an account or bank card cannot exceed the amount of the debt.
If due to a number of reasons more money is withdrawn, its owner has the right to demand a return.

Info

In practice, cases sometimes arise when funds are debited from bank cards or accounts without the knowledge of their owner.

If this happens, but the debt has already been repaid, the person has the right to contact the bailiff service with a complaint.

Funds written off illegally must be returned. Video Is all of the debtor's capital written off? If a person is interested in whether bailiffs can withdraw money from a credit card, he should know that government agency employees have a similar opportunity, but not all money can be written off.

Do bailiffs have the right to withdraw money from a bank card?

Specialists responsible for the execution of a court decision have the right to request:

  • information about the availability of current accounts with the debtor,
  • information about the amount of money of an unscrupulous citizen that is stored in the bank,
  • data on other values.

Having received the request, the Federal Tax Service is obliged to respond within 7 days.

Banks are also obliged to comply with the requirements of bailiffs. This rule is enshrined in Article 70 of the Federal Law “On Enforcement Proceedings”.

If the bank refuses to comply with the request without compelling reasons, this will be considered a violation of the law.

Download for free: Sample application to remove seizure from a bank salary card Sberbank, like other credit institutions, is obliged to comply with the requirements of government agency employees.

The bank can refuse FSSP employees only if there are no funds on the client’s card or the account has been previously seized.

Can bailiffs withdraw money from a bank card?

In addition to bailiffs, the following may be involved in withdrawing money from a credit card:

  1. tax and customs authorities;
  2. courts of general jurisdiction;
  3. executive body of the FSFM.

The procedure for withdrawing money for fines or alimony does not require any special measures, since the bank has everything necessary to carry out collection.

Of course, we are talking about access to the debtor’s personal data.

How do bailiffs withdraw money from a Sberbank card? The basis for withdrawing money from the card is a writ of execution from a judicial authority, according to which bailiffs have the right to arrest and confiscate the debtor’s property. The procedure consists of several steps:

  1. Receipt writ of execution and sending a copy to the debtor by postal order.

Ignoring the requirements will lead to the fact that the bailiff will not only collect the existing debt, but will also force the unscrupulous citizen to pay the costs incurred during the procedure. Even funds on the debtor’s credit card issued by one of the banks can be seized.

When enforcement is initiated, the debtor's money is first confiscated.

FSSP employees can write off the capital stored in bank accounts and cards of the defaulter.

The type of account in which the capital is stored does not matter.

Example of an SMS about debiting funds: Capital that is not in the bank can be withdrawn from:

  • electronic wallets,
  • debtor's debit accounts,
  • funds.

This procedure is considered legal.

FSSP employees know that most citizens prefer to store capital in a bank account or card.

Can the tax office withdraw money from the card?

Features of withdrawing money from a Sberbank card for debts Withdrawing money from a Sberbank card can occur in the following cases:

  1. Debt on bank loans (without collateral and property collateral).
  2. Failure to pay a fine (for example, for drinking alcohol in a public place).
  3. Debts to utility services for housing and communal services.
  4. Accumulation of arrears in alimony payments.
  5. Customs duties (for example, for registering an imported car).

But don’t panic if the fine is 100 or 500 rubles.

In this case, withdrawing money from the card is unlikely. When bailiffs seize part of the debtor's wages, it should be remembered that the maximum amount is 50% of the monthly amount.

Bailiffs do not have the right to withhold more than half of the salary.

Most likely the tax inspectorate filed a lawsuit and received a court order. Apparently you just didn’t know about it. has the right to write off funds

Tax Code Article 48. Collection of taxes, fees, penalties, fines at the expense of the property of the taxpayer (payer of fees) - individual who is not an individual entrepreneur
1. In case of failure by a taxpayer (payer of fees) - an individual who is not an individual entrepreneur (hereinafter in this article - an individual), within the established period of time the obligation to pay a tax, fee, penalty, fines, the tax authority (customs authority) that sent the demand for the payment of taxes, fees, penalties, fines (the tax authority at the place of residence of an individual in the event of deregistration of this person with the tax authority that sent the request for payment of taxes, fees, penalties, fines), has the right to apply to the court with an application for collection of the tax , fees, penalties, fines at the expense of property, including funds in bank accounts, electronic funds, transfers of which are carried out using personalized electronic means of payment, and cash funds of a given individual within the amounts specified in the request for payment of taxes, fees, penalties, fines, taking into account the specifics established by this article.
An application for the collection of taxes, fees, penalties, fines at the expense of the property of an individual (hereinafter in this article - an application for recovery) is submitted in relation to all claims for payment of taxes, fees, penalties, fines for which the deadline for execution has expired and which have not been fulfilled by this by an individual on the date of submission by the tax authority (customs authority) of an application for recovery to the court.
The specified collection application is submitted by the tax authority (customs authority) to the court if the total amount of tax, fee, penalties, fines to be recovered from an individual exceeds 3,000 rubles, except for the case provided for in paragraph three of paragraph 2 of this article.
A copy of the application for collection, no later than the day it is submitted to the court, is sent by the tax authority (customs authority) to the individual from whom taxes, fees, penalties, and fines are collected.
2. An application for collection is submitted to a court of general jurisdiction by a tax authority (customs authority) within six months from the date of expiration of the deadline for fulfilling the requirement to pay taxes, fees, penalties, fines, unless otherwise provided by this paragraph.
If, within three years from the date of expiration of the deadline for fulfilling the earliest requirement for payment of taxes, fees, penalties, fines, taken into account by the tax authority (customs authority) when calculating the total amount of tax, fees, penalties, fines to be recovered from an individual, such amount taxes, fees, penalties, fines exceeded 3,000 rubles, the tax authority (customs authority) applies to the court for collection within six months from the day when the specified amount exceeded 3,000 rubles.
If, within three years from the date of expiration of the deadline for fulfilling the earliest requirement for payment of taxes, fees, penalties, fines, taken into account by the tax authority (customs authority) when calculating the total amount of tax, fees, penalties, fines to be recovered from an individual, such amount taxes, fees, penalties, fines did not exceed 3,000 rubles, the tax authority (customs authority) applies to the court for collection within six months from the date of expiration of the specified three-year period.

3. Consideration of cases on the collection of taxes, fees, penalties, fines at the expense of the property of an individual is carried out in accordance with the civil procedural legislation of the Russian Federation.
A demand for the collection of taxes, fees, penalties, fines at the expense of the property of an individual may be presented by the tax authority (customs authority) in the manner of claim proceedings no later than six months from the date of the court’s ruling to cancel the court order.
If the deadline for filing an application for recovery is missed for a valid reason, it may be restored by the court.
The application for collection may be accompanied by a petition from the tax authority (customs authority) to seize the property of the defendant in order to secure the claim.


The basis for such activities may be:

  • the court's decision;
  • resolution of the tax inspectorate or Pension Fund;
  • performance list.

The resolution to transfer the case to enforcement proceedings is sent to the debtor by registered mail with notification and a list of the contents. How funds are debited from a bank card The notice of initiation of enforcement proceedings is handed over to the debtor personally against signature. After which he can take any action within five days to pay off the existing debt. Otherwise, the money will be forcibly confiscated, not only the debt itself, but also the associated enforcement costs.

Does the tax service have the right to withdraw money from the card for a fine?

The same applies to the collection of debts by bailiffs (Federal Law No. 229-FZ, Art. 70). Everything is subject to disclosure: account numbers, amounts of funds stored on them, and other information about investments and savings. Even if the account is empty or it was previously seized, the bank is obliged to inform the bailiffs about this.


How to block a salary account, is it legal? Not everyone and not always manage to repay the loan taken on time and in full. Sometimes litigation with debt collectors lasts for years. Therefore, bailiffs do not have the right to block the debtor’s salary card. This measure is illegal. The FSSP can write off half, and sometimes up to 70% of the available funds from the salary account, except in cases where the income of the defaulter is less than the minimum wage.
But they have no right to block access to the card, much less take all the money from the account.

Withdrawing money from a card for debts

Withdrawal of money from the card for debts What to do if the bailiffs withdrew money from the card? In conclusion, let’s look at the instructions for action if money was debited from the card for no reason (it is not clear, to pay a fine or alimony):

  1. Visit a Sberbank branch and write a complaint about the actions of an authorized employee of the institution.
  2. The basis for writing a statement is the withdrawal of money without the client’s knowledge. As you know, all operations must be carried out transparently and not infringe on the rights of users.
  3. Having written a complaint about the work of the bank, you should prepare an application for the actions of the bailiffs (if the person has not received a copy of the writ of execution or other notice from the FSSP employees).

You will have to put in a lot of effort, but with the right approach you can achieve a full return of the written-off funds.

The bailiffs withdrew money from the card without warning

However, this does not relieve the offender from liability. If the car owner has not fulfilled his obligations on his own, then the bailiffs have the right to collect a fine by force, and the first step in enforcement proceedings is checking the debtor’s bank accounts and writing off funds. Peculiarities of withdrawing money from a Sberbank card for debts Withdrawing money from a Sberbank card can occur in the following cases :

Can bailiffs withdraw money from a bank card?

Does the tax service have the right to withdraw money from the card for fines? Please tell me whether the actions of the bailiff are legal and how to find out why the money was withdrawn? Collapse Victoria Dymova Support employee Pravoved.ru Try looking here:

  • How to challenge fines and taxes for a car that was sold three years ago?
  • I sold my car 2 years ago without supporting documents, there are fines and taxes

You can get an answer faster if you call the toll-free hotline for Moscow and the Moscow region: 8 499 705-84-25 Free lawyers on the line: 9 Answers from lawyers (1)

  • All legal services in Moscow Drawing up an application for debt collection on a receipt Moscow from 25,000 rubles. Assistance in collecting debts of the testator from heirs Moscow from 30,000 rubles.

Do they have the right to withdraw money from a bank card for debts?

Specialists responsible for the execution of a court decision have the right to request:

  • information about the availability of current accounts with the debtor,
  • information about the amount of money of an unscrupulous citizen that is stored in the bank,
  • data on other values.

Having received the request, the Federal Tax Service is obliged to respond within 7 days. Banks are also obliged to comply with the requirements of bailiffs. This rule is enshrined in Article 70 of the Federal Law “On Enforcement Proceedings”. If the bank refuses to comply with the request without compelling reasons, this will be considered a violation of the law.
Download for free: Sample application to remove seizure from a bank salary card Sberbank, like other credit institutions, is obliged to comply with the requirements of government agency employees. The bank can refuse FSSP employees only if there are no funds on the client’s card or the account has been previously seized.

Important

Sberbank. This means that, if necessary, they can obtain all the information about the funds in the debtor’s account, which automatically eliminates the concealment of money. Seized accounts or a blocked card prevents malicious evaders from accessing it. Features of withdrawing money from a Sberbank card for debts Withdrawing money from a Sberbank card can occur in the following cases:

  1. Debt on bank loans (without collateral and property collateral).
  2. Failure to pay a fine (for example, for drinking alcohol in a public place).
  3. Debts to utility services for housing and communal services.
  4. Accumulation of arrears in alimony payments.
  5. Customs duties (for example, for registering an imported car).

But don’t panic if the fine is 100 or 500 rubles.


In this case, withdrawing money from the card is unlikely.

Does the tax office have the right to withdraw money from a bank card?

In this case, withdrawing money from the card is unlikely. When bailiffs seize part of the debtor's wages, it should be remembered that the maximum amount is 50% of the monthly amount. Bailiffs do not have the right to withhold more than half of the salary. Does the tax service have the right to withdraw money from the card for a fine? But at the same time, the service is guided by the principles of enforcement proceedings and should not engage in groundless withdrawal of money.
It is important to note that bailiffs actively cooperate with Sberbank. This means that, if necessary, they can obtain all the information about the funds in the debtor’s account, which automatically eliminates the concealment of money. Seized accounts or a blocked card prevents malicious evaders from accessing it.

Ignoring the requirements will lead to the fact that the bailiff will not only collect the existing debt, but will also force the unscrupulous citizen to pay the costs incurred during the procedure. Even funds on the debtor’s credit card issued by one of the banks can be seized. When enforcement is initiated, the debtor's money is first confiscated.

FSSP employees can write off the capital stored in bank accounts and cards of the defaulter. The type of account in which the capital is stored does not matter. Example of an SMS about debiting funds: Capital that is not in the bank can be withdrawn from:

  • electronic wallets,
  • debtor's debit accounts,
  • funds.

This procedure is considered legal.
FSSP employees know that most citizens prefer to store capital in a bank account or card.

Does the tax office have the right to withdraw money from a bank card?

Attention

In case of unwillingness to provide the necessary documents from the case materials or in the absence of data on the withdrawal of money from the card, the injured person has the right to write a statement addressed to the senior bailiff with a demand to understand the current situation. The second way to obtain information about the nature of the write-off of money is to visit the official website of the FSSP. You can find out about write-offs in the section Data Bank on Enforcement Proceedings.


As a rule, the text of the decision is hidden from a public request, but an interested person can find out in which territorial body the file is stored. In the future, all that remains is to visit the FSSP and find out the reason for the bailiffs writing off money from the Sberbank card.
When taking out a loan from a bank, a person must understand that the funds must be repaid. But circumstances may lead to the fact that manipulation becomes impossible. In this situation, the creditor has the right to go to court.


If government agency satisfies the plaintiff's request for forced repayment of the debt, he issues a writ of execution, which serves as the basis for appealing to the bailiffs. Employees of the organization have extensive powers. However, most people wonder whether bailiffs have the right to withdraw money from a bank card without notice? Employees of the organization have similar powers. Acting in the interests of the plaintiff who has a writ of execution in his hands, bailiffs have the right to seize property and money stored on the card. Moreover, the fact whether own or credit funds are in the client’s bank account does not matter.
The bailiff withdrew money from the card for transport tax without any notification Lawyer Online. © www.yurist-online.net, 2011-2018. All rights reserved. When copying information link is required. Can bailiffs withdraw money from bank cards without warning? According to Federal Law No. 229 of October 02, 2007, bailiffs, in order to execute proceedings in a case, have the right to write off money from a bank account, withdraw it from safes, vaults, deposits, etc. ( Art. 69). The FSSP turns to these funds first of all, before seizing and selling other movable and immovable property. Money is written off in the amount necessary to pay off the debt, enforcement fees and expenses. Seizure of an account under Article 115 It is useless to contact the bank with requests, statements and certificates stating that you need money.

How to return if funds were taken by mistake? You need to go to a bank branch and write a complaint addressed to the head of Sberbank, and state in the complaint all the details of writing off funds from the card. Provide the bank with a certificate from the bailiffs that you have no debt and the money was withdrawn by mistake. In accordance with the rules for refunding funds and based on your application, the bank will make a decision and the money will be returned to the account. This will take some time. back to content Return withdrawn money for a paid fine There are cases when bailiffs send a writ of execution to the bank for the payment of traffic police fines without making sure that the fine has already been paid. The bank is obliged to execute the order to collect the debt within three working days. The owner of the car and bank card has a need to clarify the misunderstanding and return the money withdrawn without reason. A trip to the SSP is necessary.

Do bailiffs have the right to withdraw money from a bank card?

Attention

That is, the resolution will indicate the offense, the date when it occurred, and other data, thanks to which you can make sure that the fine is yours.

Important

If you do not agree with this fine, you can contact the traffic police directly.

Only according to the law, you can challenge a fine within 10 days after it was issued to you.
This can be done in court. But after the case has reached the bailiffs, you first have reason not to pay the fine, and then go to court and seek its cancellation.

Info

The fact is that in court it will be quite difficult to prove that, for example, you did not know about this fine, and most likely you will waste your time and nerves.

It is wiser to think about how to carefully monitor your obligations to the state traffic inspectorate.

Fines, taxes

In addition to bailiffs, the following may be involved in withdrawing money from a credit card:

  1. tax and customs authorities;
  2. courts of general jurisdiction;
  3. executive body of the FSFM.

The procedure for withdrawing money for fines or alimony does not require any special measures, since the bank has everything necessary to carry out collection.
Of course, we are talking about access to the debtor’s personal data.
How do bailiffs withdraw money from a Sberbank card? The basis for withdrawing money from the card is a writ of execution from a judicial authority, according to which bailiffs have the right to arrest and confiscate the debtor’s property. The procedure consists of several steps:

  1. Receiving a writ of execution and sending a copy to the debtor by postal order.

The bailiffs withdrew money from the card without warning

Writing off money from a Sberbank card by bailiffs is currently quite common.

It happens that for the cardholder the loss of money from the account is unexpected.

The owner of the bank account has the right to know the legality of this operation.

  • Do bailiffs have the right to withdraw money from a bank card?
  • How does the bailiff enforce the decision?
  • Reasons why funds may be withdrawn
  • Check what the money was written off for
  • How to return if funds were taken by mistake?
  • Return the withdrawn money for the paid fine

Dear readers! Our articles talk about typical ways to resolve legal issues, but each case is unique.

Bailiffs wrote off money from a Sberbank card for a traffic police fine

In fact, they have all the rights, but there are a few more nuances and restrictions:

  1. Bailiffs do not have the right to write off money from clients’ credit accounts, as well as from credit cards, because this is not the debtor’s money, but the funds of financial institutions.
  2. Every month, the bailiff does not have the right to write off more than half of the debtor’s income if he writes off from a salary card.

But the nuance also lies in the fact that bailiffs are not required to figure out which account they are seizing. That is, they can write off money from a salary card or an account that receives child benefits, alimony, and pensions.
Here you need to protect your rights yourself, that is, go to the bailiff service and provide evidence to lift the arrest.

Withdrawing money from a card for debts

For example, if your seized account receives wage and the bailiff writes it off in full, then you need to provide a certificate from your place of work indicating the bank account to which the organization transfers the debtor’s earnings. If child benefits are credited to the account, then you need to go to the institution that makes the transfer, for example, if it is social security, then you should go there and provide this evidence to the bailiff. In this option, the funds will be returned to the debtor's account. Please note that if the bailiff violates your rights, then first contact the head of the service, then go to court if the issue cannot be clarified correctly.

To summarize: bailiffs withdraw money from a Sberbank card without warning, and this is their legal right.